Text & numbers

Number to Words in Rupees

Every cheque, affidavit and receipt wants the amount in words as well as figures, grouped in lakh and crore. Type the figure and get the line ready to write, in English or Hindi, with the paise and the closing 'Only'.

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Why it ends with “Only”

It is not decoration. The word closes the line so nothing can be added after the amount on a cheque or a receipt, and a bank can refuse an instrument without it. The same reason the figure is grouped 2-2-3 from the right — 12,34,567, not 1,234,567 — because that is what an Indian form, and an Indian clerk, reads.

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Questions about number to words in rupees

Why not use a normal number-to-words converter?
Because most group in millions and billions. An Indian form wants 'Twelve Lakh Thirty Four Thousand', not 'One Million Two Hundred Thirty Four Thousand', and a bank clerk reading a cheque will treat the second as wrong.
Why does it end with the word Only?
So that nothing can be added after the amount. It is a fraud precaution, not a formality — a bank can refuse a cheque whose written amount does not close.
Does it handle paise?
Yes. Type 250.75 and you get 'Two Hundred Fifty Rupees and Seventy Five Paise Only'. Paise are rounded to the nearest whole paisa, the same way a bank does.
Is the Hindi correct?
The Hindi numbers are written out individually rather than generated, because Hindi has a separate word for every number to a hundred — इक्यावन is not a compound of fifty and one. A generated version goes wrong somewhere in the forties and nobody notices until a document is rejected.
What is the 2-2-3 grouping?
The Indian system groups digits two, two, then three from the right — 12,34,567 rather than 1,234,567. The tool shows the figure in that grouping too, so it can be copied straight onto the form.

The other steps in the same job.