- What is an IFSC code?
- Eleven characters identifying one branch of one bank for electronic transfers. The first four letters are the bank, the fifth is always a zero, and the last six identify the branch. It is what NEFT, RTGS and IMPS use to route money to the right place.
- Where do I find my IFSC code?
- On your cheque leaf, printed near the account number; on the first page of your passbook; and in your bank's app under account details. It is tied to the branch, not to you, so everyone with an account at that branch shares it.
- What is the difference between IFSC and MICR?
- IFSC routes electronic transfers. MICR is the nine-digit number printed along the bottom of a cheque in magnetic ink, used for clearing physical cheques. Both are shown here because forms ask for either.
- The code is right but says not found. Why?
- Almost always a merged or closed branch. Old codes stay in circulation on printed cheque books and in people's records long after the branch stops accepting transfers on them. The bank will give you the current one.
- How current is this data?
- It comes from Razorpay's public-domain IFSC dataset, which tracks the RBI's published list, and is rebuilt when that changes. Treat it as current to within a few weeks — and for a large transfer, confirm the code with the beneficiary's bank, whatever any tool tells you.
- Can I use this in my own software?
- Yes. There is a free API at /api/ifsc/<code> — a plain GET, no key, no signup, CORS open. It returns the same record this page shows, and the tool page documents the response and the error codes.
- Is my search sent anywhere?
- No. The code is matched against a data file served from this site, in your own browser. Nothing about what you searched for is recorded.
